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America's Teens (Schwab Annual Teens & Money Survey)
Over 1 million American high school seniors use credit cards, but only 26% knew how credit card interest and fees work 

Only 14% of teens understood taxes, and 34% were knowledgeable about how to pay bills

Only 7 states (Georgia, Idaho, Illinois, Louisiana, Missouri, Utah, South Dakota) require a high school personal finance course

America's College Students (Jump$tart Coalition) 
45% of college students have an average of $3,000 or more in credit card debt

University administrators nationwide stated that they lose more students to credit card debt than to academic failure

America's Adult Workers (Wall Street Journal) 
70% of American working adults live paycheck to paycheck

 The No. 1 cause of stress in the workplace today is personal financial problems


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